HOMEOWNER'S INSURANCE

Homeowner's Insurance, Flood, and Wind & Hail. Coastal properties and inland protection available.

Traditionally built, Modular, and Mobile Homes
 

Covers your home and your personal property against loss or damage caused by the following perils.

• Fire & lighting.
• Windstorm & hail.
• Explosion.
• Riots & civil commotion.
• Aircraft.
• Vehicles.
• Smoke.
• Vandalism & malicious mischief.
• Theft on or off premises.
• Falling objects.
• Weight of ice or snow.
• Structural collapse.
• Accidental electrical damage to appliances.
• Damage by accidental cracking or bursting of hot water heating units.
• Damage by freezing.

Some optional coverage's.

• Replacement Cost Contents.
• Replacement Cost Plus on Dwelling.
• Ordinance or Law.

Additional coverage's available.

• High-valued personal property may exceed the coverage provided by the policy.
• You may wish to add more coverage to protect certain valuables.

Some of the high-valued items that you may wish to protect.

• Jewelry, Watches, and Furs.
• Guns.
• Tools.
• Camera/Camcorders.
• Silverware/Gold ware/Pewter ware.
• Securities/Deeds.
• Watercraft, Trailers, Equipment and Motors.
• Money/Coins/Gold.
• Computers.
• Business Property on Premises.

Coverage to protect you.

Includes Personal Liability And Medical Payments To Others.

• Provides protection against injury to others or destruction of others' property, including medical expenses, ambulance charges, hospital and cost of a registered nurse.
• Personal Liability coverage protects you and your spouse or any relatives living with you and anyone under age 21 in your care.
• Protect against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others.
• Pays cost of defending claim against you (see policy).
• Damage to property of others.
• First aid expenses of others.
• Accidental death benefits.
• Personal Injury, Libel, Slander, False Imprisonment.
• Loss Assessment.

    The information contained on this site is only a general description of coverage's available and is not intended to be a statement of offer to insure or a contract to insure. All coverage's are subject to completed application, underwriting, deductibles, exclusions and conditions in the actual policy. Furthermore, not all coverage's are available in every state. Do not cancel any insurance policy until you have the replacement policy in your possession.

  Everyone has something to protect, and we can provide insurance protection for just about everything.